The reason I've been asking about layering is that the icons that say their cost and effort requirement overlap the picture space, so without it being divided into layers you can't put a picture into that space without covering up half of the icons.
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Layering should be:
Top: Text and numbers
Middle: My image, with some of the text scrubbed out and some stats punched out.
Bottom: Image (exact size)
Alternatively, use this SVG: http://pastebin.com/9aTTRzNV